◈Documented Fiduciary Mandate
Before any instrument is placed, we produce a written fiduciary mandate that defines your preservation objective, acceptable risk tolerance, time horizon, and any jurisdictional constraints. This document governs the entire engagement and is reviewed annually.
≣Multi-Layer Risk Containment
We separate capital across legally distinct vehicles — insurance wrappers, holding structures, and segregated accounts — so that a failure in any single layer does not cascade into the whole. Each layer is stress-tested against three defined adverse scenarios.
◉Transparent Conflict Disclosure
We do not receive commissions from product providers. Fee structures are flat or time-based, disclosed in full at mandate signature. If a conflict of interest arises during an engagement, it is disclosed immediately in writing — no exceptions.
◷Long-Horizon Stress Testing
Our proprietary stress-test framework projects each structure through a minimum 15-year horizon, modelling inflation, regulatory shifts, currency risk within the Euro area, and forced-liquidity events. Structures are re-tested annually and after any major life event.